When I started in real estate in 1990, The Texas Assoc of Realtors lease was 4 pages and now its 16 and basically no stronger or weaker that it was back thenAside from addressing a few issues such as pets, occupants and such all leases basically say one thing :  YOU PAY YOU STAYI think you are overthinking this and incurring unnecessary costs. 

I might also expose me to some unnecessary liabilities as well.

It's unnecessary, and can actually bite you in the butt if the judge thinks your contract was too confusing for your tenant to understand.A contract just has to state what you're agreeing to.  

Sure, I may lose out on 8% on rent, but that is worth the piece of mind. 8% plus all of the ridiculously expensive and often unnecessary repairs.  

Your business is not worth taking unnecessary gambles unless they are the last tenant on earth.

If we as a populace were in large part financially educated consumers, the cost of getting consumers to use debt to buy depreciating assets and just plain unnecessary junk would be astronomically higher.

I swear, 99% of unnecessary maintenance problems/calls were from a tenant who had a mess and flood in the bathroom because they didn't have a plunger handy.And be sure to let them know that there is no such thing as a "flushable" anything.  

But, in order to prove damages for an unnecessary eviction action - she'd have to prove she was living somewhere else, wouldn't she?  

From a theoretical standpoint i understand the benefits of the LLC for lawsuit protection but It seems like its unnecessary if I'm covered for $4 million with my umbrella.

Many complexes are now sing RUBS systems to pass on unnecessary utility expenses; this is just one example.