I use Community Bank in MS and invest in MS.

I would not be surprised to see security deposits disappear completely in ten years or so.some of my clients in MS  years ago got away from this and simply charged a 500 or 1000 dollar non refundable move in fee.so at the end of the lease there was not this big debate about the security deposit.. tenant new they had nothing coming back and landlord mitigated whatever turn over costs with the on refundable move in fee.. 

There is also mortgage insurance involved in some of these that will dictate opening bids.. and sometime the banks just F up and the bid is very low..The risk the banks have in certain markets if they start opening bids to low is the good ole boys colluding to not bid against each other this is illegal but very prevalent in certain markets.Just look at trustee sales 3 and 4 years ago in Vegas PHX and Atlanta opening bids were routinely less than 50% of unpaid balance.Then you have Mississippi were for whatever reason they banks will almost always bid full credit ... partly because like Texas they may want to establish their deficiency judgment and or like I said Mortgage insurance could come into play..At trustee sales ours is not to reason why ours is to bid and buy property if we think its a good deal. 

In my opinion is not a matter of the BS or MS degree, is a matter of aptitude and how you see life in general.  

So a $54k home with a ~$40k loan is easy to do (I'm referring to Mississippi and Memphis, TN btw).Third, Never base anything you do off what one person says.  

Thank you Ms.

Anyway, they started talking and he found out that she was there that morning to take her MS' Broker's license.

I've been a real estate investor, mostly rental properties, for the past 11 years in Clinton, MS, but only since January of this year have I become really aggressive with growing my portfolio.

Ms.

Ok, I am not totally new to Jackson, Ms.