s have that they could effectively move-in to race that would instantly effectively market a non-partisan messaging?

Seeing a trend of posts calling out the instant gratification mentality of newbies!

To make it into legal accessory dwelling units, you would need to apply for the permit to do so.

Originally posted by Bill Gulley:By definition a single family dwelling is any attached residential unit containing one to four units.A single family dwelling is 1 dwelling unit. 2 or more is multi-family.

Usually it's a policy for a rental dwelling and they may require specific riders.

They are appraising my duplex as two separate single family dwellings. 

Think about converting basements, garages, attics, or accessory dwelling units (ADUs) into separate living spaces.

That will most likely be started on a vacant dwelling policy and then switched to a     Renovation builders risk when they are ready to start3.

Is there a rough and dirty rule for sharing wells and using a common septic for multiple dwellings to ease up on costs and make things for efficient?

Gina,The most form used to insure 1-4 family rental properties is a "Dwelling Fire" policy.