Redguard acts as a moisture resistant barrier on top of your cement board.

The lender is your dentist or someone with cash sitting in a CD at the bank collecting dust.

I got an attorney familiar with the condo, it's HOA, and was advised to get a board resolution to cement the fact I got the approval.

For most of my new dentist clients the advice is to take your first 100k and put it to your business cause its your highest and best use.

Brick or cement. 

The advantage to hardiboard is that fiber cement board is more thermally stable.

In addition, we also noticed a wall is "bulging" with signs of the foundation behind it pushing on the drywall/cement. 

@Nancy Trani would recommend using a cement guy to shore up the foundation.

Hi Jeremy,Have you tried just asking her to leave--maybe covering the cost of (your Grandfathers friend's) move vs. being adversarial.She might just say ok.And ask her to not throw food into the "Cement Pond" because it draws sharks.But really, maybe ducks land in there and she feeds them or something (or she's old and the ducks are imaginary)--but asking her to stop would be intelligent.Good Luck!

I am a new dentist so transferring my student loan debt to real estate debt that would provide me income is appealing.