I was able to get a job on a gov ship through my union in Baltimore that allows me to be home and have weekends off which allowed me to have time to move closer to my goals. 

Not sure what your situation is as far as a job or marriage or anything else that may be holding you back, but if you really want that dream you need to go all in, burn your ships, develop an abundance mentality and make it happen.

But always read the bylaws and covenants with agent.

TIA. a shipping container home. you can buy them prebuilt. stack them like "apartments" or connect multiple for larger units. structurally sound, weather and fire resistant. they look cool. and because of their size the entire house can be built in a shop (no bad weather days holding up a build.) loaded on a truck and unloaded at your site.

Citizens Bank offers a competitor rate - Also a bank with an existing relation ship will offer you good terms.

Majority, if not all, of these newer communities are going to have HOAs and some restrictions on rentals in their covenants.

I would recommend obtaining a copy of the HOA Covenants and ByLaws.

I live 2 hours away from him, so he drop ships the chemical to me.  

Once you have some items that look good, right Click on the photo and scroll down/select "Search Image on Google" (in Chrome browser) and it will find the photo from the retailer that Wayfair drop ships from.

. : DROWN THEM IN FUTURES  "  this to me is like that take folks that have rally no experience in something that takes a ton of experience to get good at @Joel Owens give them a cheap buy in .. lead the carrot with the 500k which is more money than most of these folks have ever made or dreamed of and yes they jump in... to me just same ole same ole guru stuff.. and the Guru makes most fo the money on the 10k and monthly other wise why charge either of those if they are making 250k per student.. that would be the big money.. why because they don't do a ton of it ( maybe ) I just don't see this in todays market as being real.. or achievable for folks that don't have like Joel says significant liquidity to buy commercial and experience... you want expe3rince in commercial get a license go work for a commercial broker get paid to do your apprentice work and like many of us 10 years  into the career you start making some significant coin.if it was as easy as pay 10k and 197 a month.. there would be NO commercial property to buy you guys would own it all.And again if this is all about nothing down owner finance that ship sailed over the horizon many moons ago.my 2 cents.