Purchasing a townhome

[Richard Pennington]

So me and my future wife have seen hours of videos on the BRRR method, ADUs, cash on cash returns, and utilizing the way of adding equity into a home. We plan on using a money marketing account to save with until we buy our property to live in rather than it be a rental property after the next 6 years. During those 6 years I was curious to know is there any methodology to getting into a Townhome ( yes the HOA) and to come into it with an investors mindset. We want to use six years of a money marketing account with saving monthly but also be conscious of how to come into the Townhome on how to build equity within that. Any wide frame suggestions or is a townhome a bad plan due to the HOA ? Thank you in advance