We are investors by night with a goal of early retirement with the Navy at age of 42 and 44. 

@Dennis Tierney Get a termite inspection and think about installing French drains for the water.

We talked about ICF, his time in Colombia prior to starting this venture, his time in the Canadian Navy, and so much more.

It was a great deal for me because I live/work overseas as a defense contractor supporting the US Navy.

Of course all doc’s needed to be translated to English or French as well (I’m Swedish).

I was in the Navy and guess what?

We began in real estate by buying and renting a house every time the Navy moved me.

. - I did shop around was going to go with Navy but they offered a 6.9 with a 20yr draw, I never received an other info as far as Cap rate etc., because I figured Hoya FCU would probably be super competitive since they are smaller and holding my cash.

on another topic my bank navy fed is only allowing me to look at duplexes or single families, although my loan allows up to a 4 plex it is just their rule.

(and former Navy).