Often times, the borrower who sells on “Subject To” has been a problem borrower anyway (lates, loan mods, etc)If the lender calls the note, and forecloses, that shows up on the seller's credit report.

I’m told there is a Monday morning meeting every week & someone gets their butt chewed if there are to many defaults.I've also successfully gotten loan mods put together, sometimes I bought the property sometimes I didn't.

That sort of thing.I am not saying highly polished pro photos are dishonest, but they should reflect the actual place and not the shiny mods that make it look like a million bucks when it is more like 500k.My 2 cents.

Owners got forbearance, then a mod and never paid the mod but they monkey around with the title, file BK a couple times (once they go to the $389.

You might want to join his free FB group, then explain you purchased the book and ask one of the mods if they can help you find the correct documents.

Yet, $2,220 is the normal.Here is an example of a Subject To I did, in foreclosure, bringing their loan current, taking over their loan and giving them “cash out”, they had a previous loan mod as a 2nd loan.

Also the lender, whether it's a mortgage or a Deed of Trust, how much in arrears, the history of the loan (any loan mods, etc), any other liens, their income and what they have done so far, along with any legal advice they've been given. 

The technical answer is that if you are a real estate agent you can contact a distressed seller to l,ist the property in the MLS, if you are an attorney you can contact them to take legal action (file bankruptcy for them, file a lawsuit, negotiate a loan mod, etc).

I will add plenty of spices and other things in the kitchen.Coffee pods for Keurigs.

This will include, usury, licensing options, business-purpose/consumer-purpose loans, paperwork, owner and lender’s title and insurance, hazard and fire insurance requirements, personal guarantees, loan mods & foreclosure, and much more.