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Updated over 1 year ago on . Most recent reply
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How to pitch creative financing to sellers?
What do I say in my postcards to pitch creative financing to sellers like subject to with low equity, pre-foreclosures, and expired listings? The same goes for phone scripts. What do I say?
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Quote from @Antonio Bodley:
Quote from @Account Closed:
Quote from @Antonio Bodley:
What do I say in my postcards to pitch creative financing to sellers like subject to with low equity, pre-foreclosures, and expired listings? The same goes for phone scripts. What do I say?
Using Subject To, to Get "Free" Properties
https://www.biggerpockets.com/forums/311/topics/1060320-usin...I don't know about that, in a recent thread I started on here (https://www.biggerpockets.com/forums/921/topics/1139443-due-...) Pace commented that the solution to the bank enforcing their due on sale clause was "Either A: revert to a lease option with the option price being the mortgage balance when the option is executed... or B: Use an executory contract instead of SubTo. Land Contract. Contract for Deed. Agreement for Sale etc.". But those aren't adequate solutions to DOS, and when I pointed that none of those things actually work for DOS and asked him to clarify, he never replied. Even if they did work in preventing DOS, none are actually viable alternatives to subto because if the existing owner gets any liens or judgments, they will attach to the property which is a big additional risk for the buyer that they would not have with subto. Nor did he comment later on in the thread when it came out that his "subto insurance company" "Equity Assurance" that he previously recommended people use to hedge against having the loan called, doesn't actually appear to be a real company...