Theyre great products for self employed borrowers who will not qualify for traditional loans, but there's a premium for that convenience.

When I saw this product offered through CapFree Xchange and Appreciation Homes (out of Dallas) I was hesitant.

I'm an experienced project manager with hundreds of cradle-to-grave efforts under my belt, including building project scopes and budgets, evaluating contract proposals, and managing construction to maintain the delivery of high quality products on-time and in budget.Penny is a licensed clinical social worker (LCSW), serving the community mental health needs of parents, children and families.We both recognize we have an immense opportunity to serve our community and want to capitalize on the blessings we have been provided so that we can continue serving our neighbors.My wife, Penny, and I are looking to transition into commercial multi-family real estate in 2025.

I'm a 20x AirBnb superhost who realized I have more productive uses of my time than hosting directly.

I know the production homebuilders sell lots way in advance, but I think that's a whole different ballgame. 

What we came up with was an infill product that matches what three story walk ups are in the multifamily market.

In my experience, the good ones are expensive, typically require a subscription, and sometimes they even do a physical inspection of your premises to verify it is a legitimate person / business in US.

And watch out with scents—unscented products keep everyone happy.

If you started somewhere like Texas, where there's more appreciation, you could do this for 5-7 years then 1031 exchange those properties into higher yielding products that'll allow you to walk away from your job.

@Mike Grudzien Happy to help on an DSCR and we also help train brokers in this program so they can speak on & guide better on it, Great product to have.