You should engage with the local players in the commercial market i.e.

Whether or not you believe there will be drastic changes, we are already seeing increasing weather events with unusual patterns like the hurricane that whipped through Central (Inland) Florida in 2024.

"Getting in" is easy; making money, managing the business, with the increased financial risk of commercial properties is a whole different game. 

If dipping into your emergency fund makes you uneasy, you might consider waiting a bit longer to build it up or look for ways to increase your cash flow on the current property.

With a few tweaks to the management structure, and with new leadership, I figure we can greatly increase the revenue.

How do SFHs fare in competition with these rentals as supply increases?

And while I agree that debt is often the cheapest form of capital, if you are looking at a project that involves some form of value-add business plan, you can always refi either when rates come down or you have increased the yield on the asset to exceed your interest rate.But like Stuart noted, for many groups, even the most seasoned syndicators, raising call cash for their deals is effectively impossible.  

This has actually increased our bookings. 

Only reason I've been doing it is to get 0% business credit card limit increases.  

He tells you to pay him $5,000 (or much more) to learn all the "secrets" that made him wealth, but then he doesn't tell you that his "secret" was to increase earnings, reduce expenses, save up and invest.