I plan to appeal this but I'd like to hear if this has happned to anyone else.

If she wants paid for canceled appointments, then I would suggest you look for a new cleaner.My policy is to keep all funds if the guests cancels within two weeks of their stay, unless I'm able to rent to someone else for the same period/rate.

If you already do this, than like me, it is a lot of screening properties (40-65 per month at about 3-4 offers from that) and patience.Watch the ARVs right now as a lot of us are in a declining market--do not rely on anyone else but yourself to really provide the ARV. 

Have you executed these strategies somewhere else already?

Purchase price: $187,000 Cash invested: $15,000 Sale price: $259,000 I got tired of moving place to place and worrying about finding roommate, security deposits and not having enough money to deal with maintaining someone elses home.

Purchase price: $187,000 Cash invested: $15,000 Sale price: $259,000 I got tired of moving place to place and worrying about finding roommate, security deposits and not having enough money to deal with maintaining someone elses home.

Its easy for everyone else to say, "kick them out as soon as possible" not realizing "soon as possible" is 3-6 months.

I would try to refi some equity out of the fourplex and buy something else with it.

I'll echo everyone else: yes all adults should apply and be screened. 

Bankers will be asking for proof of this filing as you get loans in the future.https://fincen.gov/boi  It's not optional, It was deemed unconstitutional across a few court cases from TX and AZ, making it a national mess and confusing for everyone.