(Roof, box gutter repair, outdoor concrete stairs/walkway replacement, HVAC replacement). 

@Joseph Chiofalo  The properties that have conventional loans are in personal names (can't hold them in LLC and be compliant with Fannie/Freddie requirements to be best of my knowledge).  

The better built one (concrete pilings/floors/walls) was the higher one by $12k!

So, that is also a viable, safe and code compliant option.

Larger gravel spaces, concrete pads with picnic tables, small storage sheds included in each lot. 

I've tried to reach out to Darren but haven't heard back anything concrete (just more anecdotal stories).

Purchase price: $75,000 Cash invested: $125,000 Concrete House 4 Bedroom 1,700 Sqft. all Renovated, in a 5,000 sqft Lot.

Floor is just painted concrete, and that includes the 300sf which the county assessor counts as fully finished.I'm reading that DSCR rent appraisers may not count partially finished space at all, and count fully finished basement space at only 25% of the rent of main floor space in the same house.What are your thoughts--is this how it typically is for DSCR rent appraisals?

FYI, Ca-nan-ada ain't doing to well buddy. yeah friend, ya should maybe check with persons who actually know Aaa Guy. 

A quick synopsis: We got our zoning approved through the city, we then had to get a variance because we want to run an 8 bed facility but the International Building Code would have had that be a "Commercial" property and would've needed to be compliant with all of the ANSI requirements like having an accessible main floor bathroom and 2 accessible main floor bedrooms, this would've been cost prohibitive to us.