We have to examine where we are and where we will be.

Examine less traditional loan products such as 5/1 ARMs, rate buydowns, and even assumable mortgages which present one of the most attractive opportunities imaginable in the current market conditions.

He mentioned half of the garage can be an apartment (probably not legally so this will have to be examined more) and he did not have pictures on his phone of the property so I am feeling like work needs to be done.

Hi Finance Examiner.

Hollythat was a great answer, I myself am in the same situation Im taking state exam in two days and had the same questions.

That's why each case must be examined and best choices and limited options weighed.

How hard is the real estate exam in California? 

You don't have enough faith in your title company assuming that they missed anything just because they didn't mention it, they probably did thier job and are ready, willing and able to cover any liens shown of public record to the date of examination!

Have you done a detailed examination of the market?

Someone might say yes to you, but may not deliver when you need them, so you should have more than 1 lender and you should have at least 2 back up buyers (just in case the 1st buyer does not close on your wholesale deal, even though your contract mentions the "non-refundable" deposit).I don't want to be negative, I just want you to examine the pros and cons of your plan/strategy.