Don't be house poor or you may be houseless when the next downmarket, job loss, recession, or stubborn leak shows itself.If anyone is looking for advice on small software companies, or agencies, or balancing a startup during a day job, I will try to reply or answer DMs as best possible.

Once the borrower is tied into these they are quite cumbersome to manage for the borrower and god forbid there is a default of any kind :)  or with the pre pay penalties and the reporting and the covenants to keep a certain DSR etc etc I mean look at all the syndicators who are leaking oil because they cant meet loan covenants.. 

I have an iPhone 13 Pro, and attempted to use the measure app.  

Should this issue be a partial responsibility for their absense while leaking and should we deduct some cost from them?

The water leak was causing the flooring to warp.

A/C, hot tubs, leaks, appliances, etc.?   

I would check for water stains on the ceilings and leaks around the windows as well as soft spots on the floors.

Ideally would have iphone and web access to account.Would appreciate pointers both positive and negative.Many thanks.

. $45k from several unexpected large repairs (water leaks, roof collapse, siding rot, plumbing main line, etc.)These issues are also causing me to rethink the assumptions in my model, increasing my vacancy rate from 8% to 12%, repairs from 5% to 20%, and capex from 5% to 20%.

A short time after a hurricane blew some shingles off the roof and caused a leak.