If you've already lived there for 15+ months, some lenders may not require another full year post-refi—definitely worth clarifying before making a decision.At the end of the day, it comes down to how comfortable you are with a higher fixed payment vs. keeping extra liquidity.

I'd sell #1, even if you have to take a loss on your equity.The market does go up over time, but most markets seem to be stagnant right now, so when does that change?   

Im working on getting another appraiser over there in hopes i can get mid to high 6's Maybe try a BPO - this will be cheaper but not as detailed and should give you a general idea of the market - its much more expensive and time consuming to get an appraiser if your going to do multiple of them.  

Thanks in advance for your feedback, for either advice on Cleveland neighborhoods or first time househacking, or anything else we might be overlooking.Unfortunately your buy box doesn't match your budget.

The current tenant is leaving and the HOA is now saying that we cannot rent it because the rental cap is full and we need to go on the waiting list. 

A lot of carry-overs that make it easier for us to understand the markets and pricing (the numbers tell a story).You may want to work to find a company that will bring you on as an LOA for a short time while you're getting licensed (and maybe they can help sponsor your testing). 

Their home is not selling otherwise and they would like to take full advantage of their VA loan by letting someone assume their loan.

We recevied a proposal from a billboard company to build a full sized billboard. the research has been conducted and a written lease has been written and presented to us for 1k/mo, 20 years + 20 yr option, with 10% rate increases every 5 yrs.

That bathroom would be conveniently located abutting the 5th bedroom, so we thought splitting that 8x12 space into two full bathrooms (1 reachable by the master bedroom and the other reachable by the 5th bedroom) may be beneficial, but we're torn.

Oklahoma’s real estate market in 2025 is full of opportunities.