Hard money loan repayment ? for brrrr deal DSC question

[Michael Nelson]

Hi everyone, heres my BRRRR situation

purchase price 520,000

rehab 25,000

Appraised at 600,000

Rents are now at 1950, 1850 and 1600 totaling 5400

My question is can i get a DSCR to take out all 545,000 as the rent roll to to a mortgage for that amount would ratio out to around 1.4 but....obviously appraisal is not high enough for 80/20

Any info on this or suggestions would be great. Trying to get as much as possible back out