.), so I could see how 80% of the homes suspected to be contaminated, which are then subsequently tested, will come back as positive. 

If the borrower subsequently returns to the area where he/she owns a property with an FHA-insured mortgage, he/she is not required to re-establish primary residency in that property in order to be eligible for another FHA-insured mortgage.

Each property would be in the same area so his concern was that a VA loan would be hard to justify to an underwriter on that subsequent property.

From your subsequent post, it looks like you (only) have about 8%* equity that you're not paying for.

I was able to buy and then subsequently refinance most of my initial investment out of my Lyons four unit in 2015/2016.

When analyzing a restaurant tenant, it may also be important to take into account that restaurants (generally) have very low margins and subsequently low occupancy costs when compared with other businesses.

As long as you take that into consideration when you decide on your offer and, subsequently, the purchase price, you will be in great shape.  

During the recession, Reno might as well have been a crater in Nevada.

I have the parcel number and am waiting for the surveyor to provide a preliminary report/sketch and see if our agent is on the right track.We haven't sold anything yet because the sale is awaiting our results and subsequent changes.We own 2 parcels, but have 1 parcel ID # on the special warranty deed we received.

IF the fee was not disclosed on your LE, or subsequent disclosures during the process, and there is nothing in the fine print of your disclosures that indicates the lender charges a $100 appraisal review fee, (which would be a separate line item from the Appraisal itself, since that fee is paid to an AMC [Appraisal Management Company] on your behalf) then I would ask them to take it off.