I use this simpler model to supplement the educational conversations we have about good financial habits. 

Given their monopoly on the development PM rates start at 30% and go up from there.I haven't looked into Virgin so that may be doable but I'd imagine if they didn't have stipulations as difficult as the rest of these spots then there would be a lot more of them there.In our extensive time in the area (we live just outside of SLC) it has been described to us as a great place to buy if you're looking for a vacation home to use yourself that you can supplement some of the costs in by renting out. 

The online training should be a supplement.#2. 

Regarding housing it might just need to be a supplemental to their paperwork but not sure. 

The benefit of using a properly designed policy is primarily being able to utilize the cash value for real estate investments, investing in businesses, etc. outside of the policy.In addition, it's a good idea to use it as a supplement to your 401k, IRAs, REI, etc. 

Washington Post article Food Stamps Put RI Town on Monthly Boom and Bust CycleDespite Concessions, Woonsocket's Pension is Forecast to Run Dry (Valley Breeze, the local newspaper to read for Woonsocket stuff)Appeal Period Expires on Supplemental Tax Suit (Valley Breeze)The last one is particularly relevant because the "supplemental tax" is a special extra tax bill Woonsocket sent out to property owners a few years ago, basically because they couldn't meet their expenses with property taxes alone.I like the general concept of investing where few others are, however I also give huge consideration to the fiscal stability of a city or town and how responsible its leadership appears to be.The latter is mainly because, if spending outweighs income a municipality can do one of two things: 1) reduce spending, 2) increase income (i.e., raise taxes).

I am almost done with the repairs of my former home that I plan to rent out to supplement my income, and would like to get the cost seg. report done before the end of 2022 if possible! 

Supplement that with tax cuts and trade deals that provide more jobs and money in citizens’ pockets.

@Andres Ospina@Thomas Psipsikas hit the nail on the headData sources such as the American Community Survey, also known as the annual Census, can help you judge a location by considering key market indicators, which I list below.Some of the metrics that I find valuable to understand are:- Population Total- Population Age- Home Values- Household Incomes- Rental Vacancy Rate- Homeowner Vacancy Rate- Poverty Rate- Educational Attainment Rate (High School/GED & Bachelors)- Number of Housing Unit- Rent to Income Ratio- Rent to Price Ratio- Population on SNAPS (supplemental nutrition assistance program) percentage- Property Tax Rate- Median Age of Buildings- Number of Structures by Units (SFR, Duplex, Triplex, Quadplex, etc...)- Median Rents by Number of Bedrooms- Unemployment Rate- Employment Sectors Percentages- Number of Building Permits Issued- Foreclosure Rate- School Ratings- Crime StatisticsAlso take into consideration the direction in which each of these market indicators are trending.

My goal is to supplement my income as I work to become financially free and eventually quit my W2 job.