You could invest in something and get 6-8%+ and have a little more liquidity than paying down your mortgage which provides also no liquidityIn the same breath never see a person go broke who owned real estate with no mortgage.

The first thing you need to do is breathe and get organized.

They didn't even sneeze or take a breath to make it clear their main reason is for the users?

@Euan Arcia This is def not your first flip, and by the way it looks breath taking.

Sure she probably cussed me out under her breath but she never forgot to include the late fee after that one.

Take a deep breath and slow down.

You might be done sooner, but every once and a while, you could run long. it's a great piece of mind knowing that you have as much breathing room as possible.In that vein, I always recommend getting the longest term loan available, and paying it down on the shortest schedule possible, assuming no net negatives to the prepayment.Hope that helps.Good Luck!

I am baby breath new to the real estate investing world.

I love your upbeat attitude and entrepreneurial spirit that lives and breathes inside of you, it's contagious!

MOP stands for "manner of payment"--1 being as agreed; 9 being defaulted.In any event, a SS negotiator would be well-advised to get such a promise in writing, but don't hold your breath.