Hi BP, my concerns (fears) are about 2023, unemployment, and ability to quicken up mortgage paydown:

> my whole stock portfolio is only totalling a 1.01% gain, and likely in 2023 the politically propped up stock market will drop and i'll be worse negative in stock market

> slackers ... the current unemployment game, will slackers prefer to not pay rent, and this would affect paying down mortgage - as i'm trying to find a new tenant

> i'm thinking if i take my weak $50,000 stock portfolio to pay down my 5% mortgage on 2-unit rental, then i will be gaining 5% interest = $24000 savings, and shorten mortgage by 10 years.     And, that $24000 is gettter gains than stock market

Should I pay down mortgage to feel like i am making gains somewhere?

Should i put weak stock portfolio money elsewhere to making better return on investment?