@Emily Smith what I share with you is for educational purposes only and is not considered professional counseling or therapy. 

I am also a COTA (certified occupational therapy assistant) and have been one for 7 years.

In the beginning I wanted ever call to be a lead and every lead a deal and I spent a lot of wasted time trying to massage a lead like this.

Hello @Kobi Gur,We lived in Augusta for 5 years after Physical Therapy school and fell in love with the area.

All rescues, in fact my pit is a small dog therapy dog - she helps rehab abused dogs of the smaller kind. 

After 6 months of hearing that, I finally got an assistant and I was able to focus on my therapy practice and leverage my time.  

In less than 2 minutes I Google searched "therapy animal certification", clicked on a link, and was all the way through the process and to the payment page to register ANY dog as an "emotional support animal".

Food is an obvious suggestionVape/Smoke shop Massage(we have lots and lots are near gaming parlors)Acupuncture A mini mart.

The biggest hit points you need to know walking into the conversation:Your DTI (debt to income ratio)Your general credit scoreThe type of property you're going to be purchasing#1: Your total debt will show up on the hard credit pull they do when you apply for a mortgage, don't try to massage the numbers here.

I would also shy away from doing things that require massaging information to a lender.You mentioned that she owns the property outright.