My name is Hector Toro. I am a husband to a wonderful wife and a father to a beautiful 7 year old girl and 6 year old boy. I have decided to take the journey into real estate investing. The only background I have had in real estate is buying my own home with my wife and renting out our previous home. We honestly did not know the first thing about rentals or being landlords so there was definitely mistakes along the way when it came to setting rent price and leasing agreement. Ended up selling our home and the rental to buy our current house now. I don't have experience with any rehab aside from replacing outlets and light switches here and there. So long way to say, I am starting fresh and no real experience in real estate. My wife and I have always had an interest in real estate and my wife entertained the thought of trying to get her real estate license; however, she only has 7 more years in her position now with the school district before she can retire, so she wants to wait that out. So we never pursued real estate any further.

As far as my current work, I am currently an ATP (assistive technology professional) and I help patients in hospitals, nursing homes, or at home get custom power and manual wheelchairs to increased their independence with their daily activities. I am also a COTA (certified occupational therapy assistant) and have been one for 7 years. I was fortunate and blessed enough to start my therapist career at one of the nation's best rehab hospitals in the Med Center which is where I was first introduced to custom wheelchairs. I enjoy what I do now and the feeling I get helping people get back some of their independence is rewarding. So why I am deciding to get into real estate investing?

Like a lot of people, I read Rich Dad, Poor Dad and it changed my outlook on how I view my own family's situation and how I was raised by my parents when it came to financial matters. I do not want to pass those traits onto my children. So I want to break the generational roles that have been passed down from my grandfather to my father and then to me. After reading the book, I started watching Robert Kiyosaki's videos on YouTube to educate myself and I noticed on the side bar a Bigger Pockets video with Brandon Turner. After that I was hooked. Listening to Brandon's energy and how he broke down things was refreshing to hear. Learning about passive income flow with rentals and the BRRRR strategy. I then came across Max Maxwell's videos as well on wholesaling and was soaking up everything I could. The crazy thing is that my wife's cousin is in real estate investing. He started off doing wholesaling after doing *************'s course. I watched Dean's videos but he came off as one of those guru types and I was skeptical. However, my wife's cousin was doing very well after his program with wholesaling and then moved on to fix and flips until he was able to get enough rental properties under his belt. He is now in South American with his wife and kids spending time abroad while the real estate investing portfolio is running itself.

My goals for real estate investing is to start wholesaling locally, and possibly out of state in Cleveland, Ohio area (my wife is from there), to build my network with other investors and buyers and hone my skills when it comes to marketing, cold calling, and negotiating. Then get into rentals (BRRRR strategy) to bring in enough cash flow to cover monthly expenses and get out of the rat race. Then scale up to allow the business to run itself and allow my wife and I to travel with our kids to see this great country. I would also like to have my retirement secured and not worry about my kids having to take care of mom and dad when we are old and busted :) I want to also do one or more of the following:

1. Start a non-profit for people with spinal cord injuries or other traumatic injuries with no or little health insurance to help them get the equipment they need. Would also like to be able to do a give away for an ADA compliant home for someone that would benefit (of course after through an application and screening process).

2. Work with local adoption agencies to assist with foster children and parents. Especially foster children with medical needs. I'm not sure yet on how that would like now, but it would be my way of paying it forward since my two children were adopted.

Welp, I feel like I'm rambling on at this point. I look forward to touching base with everyone on the boards and look forward to learning as much as I can.

Thank you for listening!

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Newbie from Kingwood, Texas (Northeast Houston Area)

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