You can use recent purchase price and go up to 75% LTV with 650+ fico if property is 70% occupied with no health and safety issues. 

I'm particularly interested in the Poconos and Upstate NY (Catskills region).Outside of real estate, I enjoy working as a mental health therapist and traveling the world with my family!

I used to manage them by myself but as I began having health issue relocated to California during the pandemic, I handed over most of them to a property manager who is also my real estate agent.

Ensure your property complies with all local health and safety codes.

The idea being if mom needs to sell her junky house to a cash buyer in order pay for the care facility plus doesn't have to deal with repairs then hopefully your senior health care network contacts will remember you when they run across this which is supposedly often. 

They are going to put in a certain amount of work and their own money on marketing, photos, their overhead costs (agents are independent contractors who pay their own E&O and health insurance, income taxes, MLS dues, NAR dues, continuing ed requirements, etc., etc. all out of their commissions before they get to keep any $), their time, etc. then they also have to split anything they make with their brokerage. $4k would be losing money for me but again it sounds like a lower cost of living area.   

I'm also a big believer that Health is indeed a person's greatest Wealth.

Like a health cult lol.

The reason you’re are not where you want to be in health , wealth or relationships is discipline.

If buying a condo research the HOA health, engineering study, last 5 years of HOA board and meeting minutes and last three years of HOA financials/reserves.