“Guest, every 5 star review is critical to our success.

Having an SEC registered REIT, along with several positive reviews and endorsements from actual investors, instilled a great deal of confidence in me.

I saw dealmachine looks cool but the reviews from others here on BP have not been positive so I have stayed away for time being.

@Timothy Frazier  This will be tough as the HML will want a 1st position loan, but so will the other lender providing the rest of the funds. 

Frankly, I'm surprised by all the positive reviews. 

A $240k loan amount on a $249k purchase price seems crazy and I'd never expect to produce any net positive cash flow doing this.How are you calculating your property taxes?

You're not in the position to be a cash buyer...as a former wealth manager, it's simply not a good play for you for many of the reasons stated above and more.  

Trustworthy property managers can make or break a portfolio, and I’ve found that vetting them carefully—checking their reviews, local reputation, and how they handle tenant retention—is crucial.

I'd say I have a similar review as @Don Miller.

From there, ask your spouse to review the document with you.