I live and work in the Atlanta, GA area.

Quote from @Abigail Joanna: Do the math.

I think we just found our next talking point in this month's OKC meetup! 

Do you have a Facebook business page?

If you'd ask this question while still employed I'd say apply the $8500 toward knocking down the debt quicker but since that is not the case I would build up your reserves to about 6 months then begin applying those funds to bring down the debt. 

Plenty of investors work the Atlanta market but the ROI is better in Huntsville and Atlanta is tenant friendly.

Thankfully you can still see what he put on the Next Level Equity site here: Next Level Equity Archived SiteUnfortunately Justin Goodin is back with a new "premier investment opportunity" he's calling Goodin Development.

Understand the fees involved and calculate the total cost for an entire year of management so you can compare the different managers.

Hey @Katherine Lewis, I have always felt this was a tougher row to hoe overall.It's not that it couldn't work, but the juice might not be worth the squeeze.If you go all in you have to do it for the long haul.

Your Lender My suggestion to find #2 & #4 would be to go to the top of this page and click on AGENTS & LENDERS.There you will be asked your criteria and then after answering a few questions you will be matched with 3-5 agents or loan officers in your area.