CC tells you how to approach a situation with understanding and what to say and NStD tells you how to do it while coming out of the negotiation with the your important aspects of it won for you. 

cc: @Joshua Dorkin :)

I'll email you and cc her if she is good with it.

I currently have zero CC or Auto Debt.  

I'm wondering if there's a way I could work a deal to help him out with his CC's and get me out from under my newbie mistake.

Plus reoccurring cc debt, auto notes et al.

I use separate bank accounts and CC's that way the bank does my accounting and year end work.

They tend to have C, C & R's that strictly limit or prevent Airbnb.

All land has public utilities (Water,Sewer etc).Details are below:Deal #1: (2)Shoreline , WA (Near Shoreline CC)Lot Size: 28,081Acres: 0.65Zoning: R12 & R8 (Multifamily)Details: Tear down home on 1 lot and 4 vacant lots back to back.Deal #2: (13)Lynnwood, WA (Near Edmonds Woodway)Lot Size: 74,923Acres: 2Zoning: College District Mixed UseDetails: 2 Acres of land , near Edmonds Woodway high school, Edmonds community college.Deal #3 (9)Seattle , WA (Pinehurst/Northgate)Lot Size: 7,371Acres: 0.17Zoning: SF7200Details: Tear down home in Seattle.Deal #4 (17)Seattle, WA (Fremont/Wallingford)Lot Size: 4000Acres: 0.09Zoning: SF5000Details:Tear down home with tenants renting.Seattle, WA (West Seattle)Lot Size: 7680Acres: 0.18Zoning: SF7200Details:Small tear down property possible fixer , better use may be land.Deal #5 (18)Seattle, WA (Crown Hill)Lot Size: 6266Acres: 0.14Zoning: RSL (M)Details:High density zoning, old fixer home with bigger potential in land.Shoreline, WA (Meridian Park)Lot Size: 11,762Acres: 0.27Zoning: R6Details:Old fixer with additional lot in back , better use in land.

I put a lot of normal business expenses on cc.