That's not crazy for CC; assuming the rest of your due diligence turns up empty of other issues, the low asking price is probably just market rate for B- class properties. 

I just pulled 60k out of my IRA with zero fees to pay down all my CC debt etc.

Some Reno I might be able to place on CC

@Clay Rikard have someone with a long and excellent payment history add you to their CC’s as an authorized user. 

That is a C/C- area.  

My *understanding* of it goes like this;W2 Income of $4000 per monthThe debts of the LLC that I am a partner in dont affect my DTI since I am not directly responsible for them.Current debts of $1800 per monthPITI of $900 on houseCar payment of $400Boat Payment of $2000% CC payment of $300So my DTI would be 1800/4000 = 45%Now if I add a new rental that has and income of $1500 month, and PITI of $1125, that is actually a 'net positive' of $25 a month.

I have roughly $30k of low-interest credit (sub 4%, most of it zero) with my CC's on tap.

The way you calculate your weighted average interested rate is by multiplying the rate of on each debt by the proportion of that debt to your total debt, and then adding up that sum.For example, say your 15k debt is spread at 4k Car, 5k CC, 6k Student loan.The car is 4/15, the CC is 5/15 and the SL is 6/15.  

I would have much rather the 2k paid off CC then buying points. 

My current loans are between 2 and 8 years, credit was brought down due to my cc being maxed out and only making minimal payment amount due.