Sure, I could look for a higher paying job, but I was wondering if anyone has any creative short-term methods to improve my ratio.

Probably going to be a check.Smart contractors are starting to understand that convenience matters to customers and being able to take different methods of payment can help them collect their money.

House hacking is the best tried-and-true method for new investors in my opinion.

On another note, I am vigorously researching construction methods for the new house, and also chipping away at some concept drawings for it.

I've been using the BRRRR method more recently with some success.

Instead of focusing on move-in-ready rentals, consider fixing up a cheaper property (BRRRR method) to add value and boost cash flow.

., major systems like plumbing/electrical)Full Gut/Studs Down: $85-$120 per sq. ft.Luxury Finishes: $150+ per sq. ft.For ARV (After Repair Value), you’re absolutely right—it’s all about comparable sales ("comps").

However, the most effective method is to simply tell the tenant that they'll need to provide proof of insurance prior to or on the day 1 of the start of the lease, otherwise the keys will not be provided to them.

I feel direct mail is another great method.

I’m focused on buy-and-hold properties, fix-and-flips, and exploring the BRRRR method.