I've never been fond of the idea of using more cash, but it does leave a lot more breathing room to cut your mortgage in half. 

The sample looks a lot like the seller (or seller's agent) found some calculation online and punched it into a formula ignoring performance in real life.If you're a potential buyer looking at investing in this property, take a deep breath and take a step back.

Larger multi family could be better, especially if you can fix something up and bring rents to market.I think most parameters are estimates, and are made to give some breathing room on the deals.

My property loans mature at spaced out dates to also give me breathing room.

Eat sleep breathe Real Estate.

As far as trickle down from their portfolios, don't hold your breath. 

like I mentioned earlier I desperately want to do my own things I’ve lived and breathed construction and real estate the past 4 years and am now just ready to do something with it.

@Dave Foster is a wealth of knowledge... lives and breathes this.

Have you explored an Option to Purchase to give the owner some breathing room to find a replacement property?

You are always walking through sawdust and breathing in drywall while stepping on nails and tacks.