For household use, because the technology is changing so fast, you will not be able to pay for the technology before it is outdated.

I ran a quick zip report and the median household income is $29k.

As a household, I keep my reserve (set-aside) funds in a savings account ACH-linked to my checking account.

Listed Price $359,900Planned purchase price $338,002 (98% of value minus estimated $15K reno cost)20% Down $67,600.40Mortgage term 20 years, 4.9% interestMonthly Mortgage $1,769.63Total Monthly Expenses $1,728 (Taxes/Vacancy/Insurance/Property Management/CapEx)Percentage of renters in area 63%Average Household Income $66,500 (30% of rent would be $1,662.50)Total Planned Rental Cost (1br/2br/3br): $1,500/$1,600/$1,700 (still need to confirm what the current tenants are renting at, I know this could drastically change my cash flow figure)Average Home Value: $270,000Average Rental Comparisons in the area (1br/2br/3br): $1,510/$1,650/$1,7502% Test = 0.95% (1.42% if room is rented)Side note: This is also not including the fact that the 1 bedroom in the attic has been recently renovated and not currently rented, at this time I'm not trying to expect it to be rented right off the bat.Let me know if you have any questions or want any clarification.  

House Hunting with Pets Nearly 68% of U.S. households own pets.

If your median household income is below the national average, your residents are getting hit hard by inflation and sentiment is very low. 

By comparison, 4.6% of households have a hot tub, so you'd attract 4x as many renters by putting a 220 and a hot tub pad in the back yard. 

Their income is verified and have a household income that is essentially 3x rent, but even though their credit score is good (>700 each) they have some credit card debt coming out that is just over $2k a month (some of which is student debt)Their references are strong and they appear as good tenants and thinking about signing the lease with them, but we are relatively new at this.

Remind the tenant that the shower and tub will develop mold and that household cleaning products are normally used to deal with that less severe situation.

We have a tenant in one of our duplexes who is storing furniture, baby gear and other household items on the front porch as well as dropping cigarette butts off the back deck onto the sitting area of our tenants below.