@Dylan Eggers so it puzzles me a bit when I see people with money in savings and then a stack of consumer debt (auto loans and CC balances).

Backyard cute but small.ARV - $340,000 MAX Comps1. 20 H ST SE 98002 sold for 349,950 on 12/2016.2. 3324 M PL SE sold for 325,000 on 7/20163. 14 J ST NE sold for 300,000 on 11/2016.Arrears - $30,000     (plus 181k left on note)Rehab - $35,000Profit - $35,000Fixed costs (CC both ways, excise) - $12,000Holding (6mo) - $3,000Wholesale fee - $4,000This house is in a hot neighborhood, does not need realtor help whatsoever.340-30-35-35-12-3-4= 221,000 max offer to sellerPictures:

If he agrees to that also agree to help him get his utilities auto paid on his cc or to his same bank account.

[I usually stick to C+ / B- / B neighborhoods, and I'm starting to realize that my B neighborhoods (that look worse on paper) are actually performing better and giving me much less headaches than my C/C+ neighborhoods.

I use cc for mine paper work needs to be good and I get  12 month zero on credit union and use it on my flips .If you need info DM will tell you how . good luck on your flip

It has a lower interest rate than CC’s.  

I'm an investor in the making and trying most approaches to see what works for me: D4$, mailing, cc, door knocking...

. $650 x 2, and $550 x 1 (10 yr tenant).All units are:  2/1.5/0 with patios, and 2 parking spaces.Ask:  $220k (55k/unit) --- similar aged duplexes are listed for 60-70k/unit, but small MF 8-units in C/C- areas are listed from 28-35k/unit.Total square footage ~4400Taxes:  $2800Owner pays sewer/water:  $250/mo averageInsurance quote I got was:  $3636/yrFiguring 8% for PM, and 10% cap ex and 10% maintenance/repairs.The vacant unit was in very good condition, but had not been updated in several years. 

My only debt would be the properties as my CC cards are balance are very,very, minimal.

Being able to afford the payments can be very tricky as the CC lender can move the interest rate up to very high levels after you have borrowed the funds.When you use the CC for the down payment, it is very likely the conventional lenders will decline to fund the secured loan.