@Phil Z.

However, from purely a gut feeling, I agree with @Martin Z. that I'd rather split the inheritance of 4 properties into 2 for you and 2 for your sister. 

., Bookeeper, as well as Partner Z., and backup Partner A., who would take over your account in the event Partner A. dropped over from a massive coronary or similar incident. 

Very true @Priscilla Z. 

@Chris TroutnerJust to clarify, the CFPB Laws and Regulations book, RESPA chapter says:Exemptions–12CFR1024.5(b)The following transactions are exempt from coverage:A loan primarily for business, commercial or agricultural purposes (definition identical to Regulation Z, 12CFR1026.3(a)(1))Essentially if your loan is for business purposes, it's exempt from RESPA and not considered a "covered loan" and solidifies your private lender from having to be licensed. 

That is the "plan-z protection plan", as I like to call it. 

Its just the idea of "a good credit report shows the person is reliable at being x,y,z" is the difference. 

@Rob Z., many of the "accounts closed" have had problems adhering to site policies and things of that nature.

Quote from @Saul Nev-z: Hi guys new to this, been researching rental properties as an investment for a while now, working on my credit, saving for a down payment, watching YouTube videos and what not.

Dani Z.