I to am very intrigued by this current space and excited to see how the space evolves and redefines the way we transact with Real estate Financing. 

But like a freight train I'm slow at taking the first step but hard to stop once moving. 

You may want to get an addendum to redefine the late fee to be a more fair amount.

I believe that maybe we are seeing the beginning of a new era where the margins in RE will have to be redefined?

I own a trucking company that provides freight transportation through out New England, Connecticut and New York.

I had a freight brokerage business.

It's coming by freight. 

The state also defines (redefines or refines?)

We have a $250 trailer from Harbor Freight, built a frame out of left over lumber from a renovation project and hook it up to our newest car (11 years old) and it works great.

The last thing you want is tension between the tenant and PM and you being the outlet for relief.If you have an issue with a PM overcharging, you ought to redefine the scope of the relationship.