Your situation is going to drag on for some time. 

I can't comment on your benefit, but as far as your prospective American partner goes I do not consider you a tax drag on her and the business entity you might form.

Bottom line is I think we are just going to get used to higher rates of inflation permanently. housing is 12% to 14% of GDP. federal funds rate has very little to no influence on home mortgage rates. it will influence business loans, credit cards, car loans, other business and consumer loans. mortgage interest rates are influenced by the 10 year treasury yield. the Fed will be engaging in Quantitative Tightening with instead of allowing treasuries to mature and roll off the Fed will sell off treasuries prior to maturity to increase supply, decrease price, increase yield to cause mortgage interest rates to increase to cause buyer demand to slow to cause home price inflation to slow to cause a drag on GDP to slow overall inflation. in anticipation of the Fed's QT the mortgage market and 10 year treasury yields are already reacting.

@Mike S.you neglect to talk about the cost of life insurance that is subtracted from earnings or is a drag on growth of cash value.

One cat, one rabbit and a bearded dragon stayed with us on a longer stay.  

If it's gonna drag on for 6 months or so then you start to lose money.....

The other way the property owner is (chasing the dragon) hoping monster sales outpace the cpi or inflation adjustment number.  

Regardless you can see the drag on prices now and so you can expect that when you try to sell in the future.

Also VA appraisers are required to have the appraisal done in 10 days whereas appraisals for other loan types can drag on forever and ever. 

Maybe give it a couple days, but seriously I wouldn't let this drag on.