:eyeroll: Please come back and let us know how your gambling with an investment tout turns out.

I do not have any debt and my credit score is 800.Life has been an adventure and now I find myself at 30, staying with family rent-free.

It's a very popular area for weddings, with Bainbridge Island close by, Kiana Lodge (Poulsbo) and Port Gamble.

Additionally, if you got a loan on top of your cash advance (say, you only had enough cash for a down payment) then I imagine you're also paying loan fees twice.This may all be fine and dandy if the numbers work, but is this a viable plan or a total gamble?

Save the Guru fees, Mentor fees, and invest, instead of gambling with someone else's credit and life. 

Without payoff and lien info, this is a complete gamble for you, IMO.

At the moment it looks more like gambling.

Gains through crypto felt uncertain to me but still had a draw, so I decided I wouldn't use more than 5% of my disposable income to gamble (whether on leveraged index funds like QLD or crypto).

Is it a gamble to move into one of these neighborhoods if the market crashes?

@Anthony Blanco: I think inherently underwriting a deal is hard and will never be streamlined.That being said, any model can be used for a quick and dirty model just to see if the deal generally pencils before you dive in more.I love the Adventures in CRE models.