.), for $0 per month, and couldn't be happier. 

We learned a lot during the first year and learned how to get burned and with that taste in our mouth we knew we had to do things differently.

(They can help with socializing it (Facebook, Twitter, word of mouth, etc.) 

Is there a better division to work in where people are happier?

I know I can do this and have to put my money where my mouth is.  

Some allow removal at 20% equity, others 20% value of the note and the nightmare is NEVER- - it runs for the life of the loan.So find out from the horses mouth what the specifics are you're trying to solve before you do anything else.I was luck and only needed 20% equity and wrote to the lender justifying the current LTV of the loan. 

do you just know from word of mouth from other investors?

We have a HELOC and an Expressline unsecured line through Umpqua and couldn't be happier with the process.Also, just spitballing here, but can you also open business lines at places like Home Depot or Office Depot?  

Find them local to you, as Rick said, at the REIAs and by word of mouth from other flippers. 

It does add up ($) when you are first furnishing the space, but it really pays off over time because word-of-mouth referrals and return-guests are paramount.