Joe Gore @Joe Gore - maybe you missed my earlier post where I explained that the 3x qualifying standard is derived based on HUD Section 8 requirements for tenants to pay 30% of income toward rent; they have far more data on tenants and there's no reason for anybody to try to re-invent the wheel.

No need to reinvent the wheel here (though that's my wheel making nature...)

Get the CPAs to help you meet your objectives/goals they have hundreds or thousands of people in similar positions-Don’t reinvent the wheel.

All too often on this forum we find folks that are trying to reinvent the wheel, and it’s often times because they don’t have the money or the ingenuity to buy an old fashioned SFH to plant their flag in the ground.

The dark times are long gone and Colombia has spent over 20 years successfully reinventing itself.

In my reading on the subject it suggest to use a proven method instead of trying to re-invent the wheel.

Just a thought, instead of re-inventing the wheel.

Quote from @Michael King: Stop trying to reinvent the wheel.

You can't reinvent the wheel basically.Lets be honest, FSBO are usually stubborn thinking they have a property worth more than what it really is worth.

Many of the tutorial books I've come across offer these types of file along with the book, which would be really helpful to avoid re-inventing the wheel.