Upon completing the renovations, I refinanced the property with RCD Capital into a 30-year DSCR loan at 70% LTV, enabling a cash-out option.

This approach could potentially enable me to deduct more than just my out-of-pocket costs, providing additional tax advantages if I'm understanding this correctly.I'm keen to hear from those of you who are familiar with these types of funds, particularly when it comes to the deductions they offer.

This will enable to you bypass the custodian when acquiring investments and for all transactions thereafter, will eliminate the transactions and asset-based fees and provide you with checkbook control over your IRA. 

Even then, does software enable a landlord with less education to become vulnerable? 

I am sure you have heard of quantitative easing and the effect that program has had on interest rates thus enabling more investors and individuals alike to purchase more homes.

Deals that have the kind of cash flow that can enable you to retrieve your 20% must be hard to come by... are you making improvements to refi the cash out?

Rather than throwing the baby out with the bathwater, I would encourage you and other investors to arm yourself with the knowledge that will enable you to use the insurance tool well.

During that year oregon passed a bill that enabled state wide rent control.

DO NOT have any built in tax-shield (no depreciation, no mortgage interest deduction, no property tax deduction, etc.) and therefore benefit most from being invested in through a Roth IRA.Putting it all together, a Self-Directed Roth IRA for tax lien, private lending, notes, etc. may be ideal, giving  you all the tax benefits of a Roth IRA and enabling you to get hands-on real estate experience.

I'm hoping the cash out refi was a good idea - but it enabled me to buy a great place in the Bay area.