They are pure GARBGE. 3 months after they issued my premium I still get calls from their clowns to sign something and that insurance is not bound....I dont believe they are operating a insurance company, likely a scam artist to be honest  Sounds like this is an issue with their call center/in-house agency? 

I'm interested in flipping, and short-term rentals at the moment to build good cash flow, then pivot into more of a buy-and-hold/appreciation play 10-15 years from now.

Very short seasoning period.

In short, they buy the BS, there mor easily influenced.

I have experience handling this in Michigan with my short-term rental.

Qualifying for a short-term rental to be non-passive doesn't give you REPS. 

Lancaster city limits short term rentals to only certain zones of the city so definitely look at the city website for that information.

, and I look at houses that are $300,000 or so at a 7.25% rate, then I'd find my numbers would be significantly short of my revenue goals.

If they’re financing, the process already takes time, so a slight delay probably won’t matter.If the home is vacant, maybe they can move some things in as a short-term tenant until closing (if their lender and community allows it).

So i bought a home back in September 2022 in Kansas City Mo with 7.37% interest and I remodeled the home by putting a 2nd full kitchen and remodel the main bathroom almost putting close to $30k I have a remaining balance left of $275k in loan, I had to relocate to Dallas due to unexpected job transfers in 2024 May such a short notice didn’t want to put the MO home back on the market and loose money.