I have found in my area the highest "livability score" is about an 85.

I've done most of my investing out of state.

I’m from the NYC area, but the prices here are out of my budget. 

.- I was scared to ask out my wife when I was 13 years old.

My first mortgage was almost 11% and that was a good rate.

And my only asset is that I am under 30, single and can move to any place to make my dream come true.

I expressed my objection to the rate.

You have used home equity lines of credit to purchase investment rentals and want to know the best way to pay down the HELOCs.Between the two properties you bought, after expenses, you have $250 a month positive cashflow to use.What I like to do is pay down some principal every month with my positive cashflow.I use my extra active income from real estate commissions helping other investors to pay down the principal even more which just frees up that credit for me to use again.I know I can refinance the HELOC debt before it changes to principal and interest as it is just interest only payments as yours are.One difference is the cashflow, I have greater positive cashflow and could make the principal and interest payment in the future with the extra cashflow I already enjoy.I always get HELOCs on my income properties as well after purchasing them to pull out as much of my downpayment as possible.

I am wondering if I used some of the money I received from the sell to pay off my debt if that would be financially wise vs using it towards the purchase of my next place?

But I can BRRR my cabin deals every bit the same way I did my sfh rentals.