Kiavi is the worst lenders I have been working with

[Zongfu Li]

An agent named Mathew Dial contacted me for loan opportunity and told me how flexible and how easy they can provide bridge loan lending and conventional lender. I tried one with them as a refi over 2 condos. We got started, but they hired an appraiser and charged me $750, while typically appraisal costs around $500. After going through appraisal and all the applications process, they rejected the loans, over how HOA consists of too many investors vs homeowners, I then picked another unit in different community, did the same process, then they rejected the another execuse over HOA, It costs me several months times of refi and I requested the refund of appraisal fee and didn't get this refund. I refi-ed with many lenders and never got into these problems, don't work with Kiavi. Even one of my brokers said Kiavi sucks and he will not use KIavi again

[Matthew Crivelli]

Quote from @Zongfu Li:

An agent named Mathew Dial contacted me for loan opportunity and told me how flexible and how easy they can provide bridge loan lending and conventional lender. I tried one with them as a refi over 2 condos. We got started, but they hired an appraiser and charged me $750, while typically appraisal costs around $500. After going through appraisal and all the applications process, they rejected the loans, over how HOA consists of too many investors vs homeowners, I then picked another unit in different community, did the same process, then they rejected the another execuse over HOA, It costs me several months times of refi and I requested the refund of appraisal fee and didn't get this refund. I refi-ed with many lenders and never got into these problems, don't work with Kiavi. Even one of my brokers said Kiavi sucks and he will not use KIavi again

My friend, you are trying to buy non warrantable condos. This is going to be an issue with the majority of commercial lenders, not specific to Kiavi. Granted, your rep should have questioned you about the warrantability status prior to you paying for an appraisal. Also the $750 appraisal cost is pretty much standard with fix & flip + DSCR lenders. You very likely will have the same gripes / issues outside of Kiavi.