In this case I don’t have much debt in regards to credit but in past due college tuition payments.

Triple Net Leased to Credit Tenant where do you fit in?  

Most S8 tenants have credit scores under 580, so that's not really going to help.Maybe if you checked 36th District Court records for any landlord-tenant issues...If the seller (or their PMC) actually did a Verification of Rent (VOR) with the tenant's last 2 landlords, you might find out they left a lot of damages when they moved. 

Quote from @Lateefah Mathews: Hi @Rita SamaddarI recommend areas based on three things:Budget: Knowing your cash to close helps me suggest the best areas, especially if you're using a hard money loan.Rehab Level: Whether you prefer low or major rehab impacts the neighborhoods I'll recommend.Market Dynamics: Areas with minimal days on market are ideal, as they predict how quickly your property will sell post-rehab.In conclusion, start with how much you have to work with and the level of rehab you're comfortable with to find the best areas for fix and flip.What neighborhoods do you see with the lowest days to market?

Banks do not regularly freeze lines of credit.

How is your credit score?

We have done our borrowing with the local credit union.

Almost all documents that are needed for closing (Bank, Credit Card statements, brokerage accounts, etc) are on line.  

General BackgroundNewbie investorNo credit available (poor credit and repo due to major health issue).Multiple tax years of returns due (nominal to no income)Unplanned ownership from inheritance and Florida Condo Collapse.Need to do a 1031 exchange and avoid capital gains while trying to invest in my own residential property.ScenarioI have a paid off condominium property located in Florida.

We also might be able to open a line of credit for a business and have 0% APR for the first two years. in saying this here my question. 1. are these the average APR for a Heloc?