Heloc vs line of credit? is there Better Options?

[Aaron Rushton]

im looking for advice on financing a purchase. we were hoping to use as little of our money to buy a house and use the BRRR method. Were looking at using a Heloc as a down payment but its a variable 10.25% APR for 5 years or 9.87% for 10 years and we have to pull 100K on first draw. of course we can put back what we don't use. We also might be able to open a line of credit for a business and have 0% APR for the first two years. in saying this here my question.

1. are these the average APR for a Heloc?

2. should i try the line of credit and refinance and pay off before the 0%

3. any other suggestions?

thank you all for helping a newb out.