Any clarity or wisdom on this issue would be very much appreciated.Thank you all.  

(the COC so to speak).I think adding a bit more complexity to this model would yield some clarity.

I'm working on an article for the BiggerPockets blog and am looking for some responses that I can use to illustrate some points.Marketing Campaign seems to be one of those terms that is loosely defined and I think that such an important term deserves some clarity so when we use the term we'll all be that much closer to being on the same page.

I haven't been able to get a truly straight answer to this question, so I'm posting this in the forum to see if anyone has clarity on this topic...If several investors (define several as 6 or less) want to go in together and buy a property for long term investment, do they need to file Reg D paperwork, or can they simply own units in the LCC?

I'm with @Shayla Fletcher  , if it ain't broke don't fix it - HOWEVER, you do have that construction loan.Stick with your original plan & listen to @Mike M. and have clarity in writing.Unit C did NOT receive new cabinets until AFTER those tenants moved into one of my houses.

Just for more clarity, I will be living in this home for the first year or so then it will turn into a rental property.Purchase Price $200,000Association Fees $250/MonthProperty Taxes $3,700/year (will be reduced to around $3,100 after first year)Interest rate 3.75%As far as my mutual funds go they were basically low risk "SHORT-TERM BOND-C."

Ann Bellamy, I apologize for my lack of clarity.

Thanks Mitch...hopefully our lender experts will provide some clarity on how DTI is calculated for non-normal purchases.

Just for clarity, I get that option $ and the signed option agreement upfront - not at the end of that time period we agree to right?

EXAMPLE: UBIT and UDFI (Leveraging Real Estate with a Non-Recourse Loan) Bob Smith has a Self-Directed IRA and would like to purchase a rental house for $140,000 by making a down payment of $70,000 and he leverages the property with a non-recourse loan for the other $70,000 financed at 6.5% interest only note on the difference (I am using a interest only loan for clarity on the ownership vs leverage percentage).