To me this seems very close to traditional bank financing.

I'm planning to stash my commissions to help build down payment money for my own brrrr buy and holds, much like wholesalers often plan to use the capital for more traditional investments, but being within the law, I'll be able to network and build connections without being shady.

I will be doing an FHA or traditional cash out refi on my primary with them early next year (there is still the up front PMI on fha, but no closing costs) to wrap my first, second, and some divorce legal debt together and then doing a rate and term traditional refi several months later to lock in a lower rate than a cash out would have now.

I know in some markets, traditional forms of marketing like bandit signs and direct mail might work really well and in other markets people might be seeing success with their online marketing ( like websites, social media, youtube channel, etc).

I sold both of my motorcycles and used the money as a down payment on my first ever property that I acquired with a traditional bank loan. 

If you paid $300K+ for the townhome that really is not a great ROI%, but you'd still be cash flowing $165/month from essentially doing nothing.The option to sell or not is up to you, but if you didn't want to there's always the following options for tapping into equity.1) Taking out a HELOC2) Taking out a traditional home equity loan3) Cash out Re-finance (normally done on free-and-clear properties though I think they can be done as long as you're above 80% LTV)

Traditional lenders will let you obtain 10 30 year mortgages.

I am currently looking for creative financing because since I am still in college I do not have the work history that they are looking for in traditional financing. 

They make more money if you succeed than if you fail, so they do more due diligence than a traditional bank does.

Christian