Most reserve studies will show you “percent funded”. 70% is the golden rule.

In the past year on the Oregon Coast we've noticed a steady influx of highly qualified liquid buyers from California explore the potential of investment beyond the Golden State. 

Why deviate from the golden standard? 

I wrestled into a warehouse job complete with golden chains.

@Eric Fernwood referred me to " Golden West" pm, has any body used/ heard about this company?

Let's take a quick look at our economic environment, the definition of "sticky" real estate, and then how specific types of real estate can hedge against inflation.Rising Consumer Price Index and Interest RatesThe combination of the Covid pandemic, the war between Russia and Ukraine, and supply chain shortages across the globe have the world reeling under rising inflation.In response to inflation, the Federal Reserve has raised interest rates with the hope of curbing high inflation without stunting economic growth.As consumers see their monthly payment go up in almost every area, investors are looking for an investment strategy that will work as an inflation hedge, provide real estate income, and create long-term cash flow if inflation hits even harder.This is where the "sticky" asset classes of real estate come into play.

Let me know your thoughts and thanks in advance.Steve If you can get the credit cards paid off before interest kicks in then you are golden.

Live by the golden rule and all will works itself out.Peace Out.

If your expenses don’t increase 8x faster than income you’re golden. 

@Brian Burke's articles are golden.