@Mitchell Hosford While there might be some overlap, LLC and insurance should be looked as different tools, IMO. 

I am a hustler now, I need to do more than one thing at the same time, I will take your advice and try to structure my day better that way both businesses are not overlapping and if they do, I just have to do what I have to do and juggle.

These market don't overlap eachother geographically.Once the groups are defined, the Property Values are defined within these groups based on the Sold Comps for the last 3 months of properties (only) within the group. 

However, it also says "except for those included in state habitability requirement laws" which unfortunately overlap.

Gary runs a successful business, is well respected in the circles in which we all overlap, and he has mentored many successful students. 

The PL split must go from the center of the earth to the sky with no overlap.

I'd like opinions on your strategy for balancing monthly cost with overall risk of loss.2) How do rental property insurance and renter's insurance overlap?

While they often overlap, they're not mutually exclusive.While we've performed both in the Grand Rapids area, we lean heavily on sources we can pull automatically rather than having to manually drive as it saves time.

There will be a lot of overlap but not totally.

I've seen HML's switch their criteria and even their rates mid due-diligence if the time between pre-approval and contract overlapped with Fed rate hikes or company-wide underwriting changes.With that being said, you just have to re-underwrite with the new numbers and make sure the deal makes sense to risk the extra EMD.