Unfortunately I dont have much advise but it was always My understanding the primary intentional of Landlord insurance is the access to their lawyers rather than the amount of money they cover.

Since you have a Pro membership you have access to the calculators, so the Rental Property calculator works great for that.

Possibly if the basement is not accessible somehow from the other units, potentially you may need to create interior access between units, but theres probably access somewhere, just may nesseciate removing locked door. 

Why can’t you access until July?

For instance, FHA loans frequently permit smaller down payments for multifamily buildings, increasing accessibility for owner-occupiers.Examine the Cape Girardeau, Missouri, local real estate market.

Having access to advantageous financing arrangements can make the BRRRR method more feasible to adopt.Market Dynamics: Assess the general patterns in supply and demand, employment and population growth, and economic stability in the Wichita, Kansas, real estate market.

I’ve looked at outside the city but seeing as it’s not accessible to me and I can only assume it’s even more competitive with the lower entry price point. 

I have access to VA Home Loan so my options mainly involve home hacking with multi family properties.

It breaks down financial concepts in a really accessible way.

If it’s MLS access, you can partner with another agent.I have my license and it definitely helps me.