Is 20 year ground contact lumber common?

A secondary issue is related to the unknown heirs - no guardian ad litem was appointed (though I'm not sure how commonly that's required in Maryland as opposed to Florida for example), and no professional  heir search service was utilized. 

@Femi Ibrahim unfortunately stories like yours will only get more common in the next couple years.

I have been doing some research but I need more specific information about things like buying the land and the permit issues and utilities and things like this.

We have added more utilities to the land, build cabins, and will continue to add more value with new cabins.What was the outcome?

Sounds like you may have utilities that tend to come with easements. 

The rental has utilities paid by the LANDLORD that would increase based on increased occupancy.

We hear a lot about hard money lending, utilizing the BRRR method for holding properties, etc.

I'm guessing it's out because she failed to pay the bill (utilities are in her name), but PG&E of course won't tell me anything.I've sent a 3-day notice to Pay or Quit. 

Your story of "bad" financials that banks laugh at is all too common.